Privacy Policy

Privacy Policy

Introduction

Welcome to https://pcp-claims-money-saving-expert.dreamdwellings.net (hereafter referred to as “PCP Claims Money Saving Expert,” “we,” or “our”). We are dedicated to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines our practices regarding the collection, storage, access, and processing of personal information in alignment with various international privacy laws, including:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California’s Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA)
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales Practice Act (UCPA)
  • Connecticut’s Connecticut Transactional Data Privacy Act (CTDPA)
  • Virginia’s Virginia Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our online presence, including but not limited to, our website (https://pcp-claims-money-saving-expert.dreamdwellings.net), applications, services, and products offered through these platforms. Please note that this policy does not extend to third-party websites, applications, or services accessed through links on our site. These external entities have their own privacy policies governing data collection and usage.

Processing Activities

This Privacy Policy guides our interactions when:

  • You use any of our applications and services as an authorized user.
  • You visit our website(s) linked to this Privacy Policy statement.
  • You receive communications from us, including newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect various categories of personal data, which include:

  • Account Information: Details related to your account creation and management, such as usernames, passwords, email addresses, and profile information.
  • Payment Information: Data required for processing payments, including credit/debit card numbers, expiration dates, and billing addresses.
  • Financial Information: Records of transactions, spending patterns, and financial account details (if shared).
  • Purchase Information: Details about your purchases, order history, and product preferences.
  • Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses, device IDs, and location data.
  • Location Data: Your geographic location information when you interact with our services.
  • Feedback: Comments, reviews, and responses provided by users regarding our products or services.
  • Social Media Information: Data collected from social media platforms when users choose to connect their accounts to our services.
  • Product Information: Details about the products you view, search for, or purchase on our website(s).

We collect this data through direct user input, interactions with our systems, and automated technologies, such as cookies and tracking pixels. Additionally, third parties may share Personal Data with us, adhering to their respective privacy policies.

Cookies

We use cookies to enhance your online experience and gather analytics. Cookies are small text files stored on your device that serve various purposes:

  • Strictly Necessary: These cookies enable core features and functionalities of our website(s), ensuring proper performance.
  • Preference: They remember user preferences, such as language settings and display options.
  • Analytics: Used to collect aggregated data about visitors’ interactions with our site for improvement purposes.

Users have the option to control non-essential cookies through our Cookie Manager, allowing them to customize their privacy settings.

Retention and Deletion

We retain personal data as necessary for legal compliance and business requirements. The specific retention periods vary based on the type of data and its purpose. Once the data is no longer required for these purposes, we delete or anonymize it to ensure your privacy.

Security Measures

PCP Claims Money Saving Expert implements robust security measures to protect personal information from unauthorized access, disclosure, alteration, or destruction. These measures include encryption technologies, secure servers, and regular reviews of our data security practices.

Children’s Privacy

We do not intentionally collect personal data from children under the age of 18. If we learn that a child has provided us with personal information without parental consent, we will take steps to delete this information from our systems.

Your Rights

Depending on your location, you may have specific rights regarding your personal data, including:

  • Access and rectification: The right to request access to your personal data and make corrections if it is inaccurate or incomplete.
  • Erasure and restriction: The ability to ask for the deletion of your data or restrict its processing under certain circumstances.
  • Data portability: Your right to receive a copy of your personal data in a structured, commonly used format.
  • Objection: The option to object to the processing of your data for specific purposes.
  • Non-discrimination: You cannot be discriminated against for exercising your data privacy rights.

To exercise these rights or if you have any data-related inquiries, please contact our Privacy Team via email at [email protected] or by mail to the address provided below.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on our website, and we encourage you to review it periodically for the latest information.

Contact Information

For any questions, requests to unsubscribe, or inquiries related to data privacy, please contact us: